Trade Alert: Top Names + AI

A bullish bet on our system's #2 name from last night, and another opportunity to harvest expensive implied volatility.

Top Names + AI + IV Harvest

Today, we’re targeting an AI-driven fintech whose models power credit decisions for banks and apps. It showed up in Portfolio Armor’s Top Ten on Wednesday night—at #2, right behind Ouster (OUST 0.00%↑) (which we traded yesterday). With earnings in mid-November and options priced up, it’s a textbook spot for our playbook: Harvest IV. Define risk. Keep break-even tight.

Why it’s on deck

• Theme fit: practical AI applied to consumer credit—squarely in our wheelhouse.

• Quant backdrop: Chartmill rates it Technical 8 / Setup 6 / Valuation 6—not flashy in a vacuum, but compelling versus IT peers (e.g., Palantir’s (PLTR 0.00%↑) Valuation 2).

• Structure over guesswork: instead of paying up for rich calls, we’ll use a financed combo that

  • pays us up front (net credit),

  • places break-even near spot,

  • caps max risk to small-account levels, and

  • still leaves >150% upside if the post-earnings trend goes our way.

As always, we’ll set day-one GTC exits—quick take-profit on the upside leg and an auto buy-back on the financing leg.

Details below.

Today’s Top Names Trade